March 2014 - Moore Stephens Financial Services

The Moore Stephens Savings & Pensions Guide

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You may have heard that the 2014 Budget was a revolution for savers and pensioners, but what what do the changes mean and how can you benefit from them? We have listed the key points for pensions and savings below; PENSIONS From April 2015 anybody aged 55 or over will be able to use their pension fund as they like, no matter how small or big it is. You will…

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The MSFS view on pensions reform 2014

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For those of us who work in the industry, changes to pensions are nothing new and are inevitably met with a grudging sigh and cries of ‘here we go again’. 19th March 2014 was different. The Chancellor’s Budget represented something different, something which hadn’t been predicted in the pre-Budget report and something which caught the industry off guard. Speculation is always rife about what reforms need to happen to pensions…

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2014 – Year of the referendum

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There cannot be many years where the word “referendum” has been quite so omnipresent. So far this year, we have the Scottish referendum debate raging on the home front, political point scoring on a potential EU referendum in the UK and the Crimean referendum leaping out of nowhere to be concluded far quicker than either of the others. Looking ahead, the future of the UKs EU membership will become the…

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ISAs take AIM

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As the ISA rush dominates weekend newspaper supplements, a newcomer is hoping to grab the headlines. 5th August 2013 marked a change in legislation as AIM listed stocks were allowed to be held within ISAs for the first time. So why the change? AIM companies are typically smaller, entrepreneurial companies all hoping to expand to become ‘the next big thing’. The problem is that the banks have stopped lending and…

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