News Archives - Page 7 of 7 - Moore Stephens Financial Services

The Woodford effect

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2014 is proving to be the year of the ‘Woodford’ in terms of investment funds. Every publication we pick up, every advertisement from fund supermarkets is all about buying Woodford at the most competitive price. From our perspective though, is any price worth paying? For those unfamiliar with this star of the investment world, Neil Woodford is the former manager of the multibillion pound Invesco Perpetual income funds, aside from…

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Houses, interest rates and the bubble

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Mark Carney, Governor of the Bank of England, recently publicly expressed concern over fundamental problems affecting the UK housing market. This was a timely reminder that, despite signs of economic recovery, all may not be what it seems. If you check houses for sale online with any regularity you will have noticed a continuing trend of upwardly moving prices and quick sales. There are significant numbers of houses under offer within…

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The Moore Stephens Savings & Pensions Guide

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You may have heard that the 2014 Budget was a revolution for savers and pensioners, but what what do the changes mean and how can you benefit from them? We have listed the key points for pensions and savings below; PENSIONS From April 2015 anybody aged 55 or over will be able to use their pension fund as they like, no matter how small or big it is. You will…

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The MSFS view on pensions reform 2014

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For those of us who work in the industry, changes to pensions are nothing new and are inevitably met with a grudging sigh and cries of ‘here we go again’. 19th March 2014 was different. The Chancellor’s Budget represented something different, something which hadn’t been predicted in the pre-Budget report and something which caught the industry off guard. Speculation is always rife about what reforms need to happen to pensions…

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2014 – Year of the referendum

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There cannot be many years where the word “referendum” has been quite so omnipresent. So far this year, we have the Scottish referendum debate raging on the home front, political point scoring on a potential EU referendum in the UK and the Crimean referendum leaping out of nowhere to be concluded far quicker than either of the others. Looking ahead, the future of the UKs EU membership will become the…

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ISAs take AIM

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As the ISA rush dominates weekend newspaper supplements, a newcomer is hoping to grab the headlines. 5th August 2013 marked a change in legislation as AIM listed stocks were allowed to be held within ISAs for the first time. So why the change? AIM companies are typically smaller, entrepreneurial companies all hoping to expand to become ‘the next big thing’. The problem is that the banks have stopped lending and…

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For Growth, Add a Little Mexican

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South American markets haven’t performed particularly well in the last year or so, but it is clear that one Latin American country, Mexico, has the potential to do very well as the global economy emerges from recession. This is the view of Neptune Investment Management’s Latin America fund manager, Tom Smith speaking at Neptune’s recent investment conference in London. Tom makes the point that investors tend to focus on Brazil…

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Workplace Pensions Auto Enrolment Opt Out Results

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If you think that most of your employees will choose opt out of workplace pensions, think again. The latest results suggest that so far less than 10% of staff are choosing to opt out. Helping Employers prepare for automatic enrolment and workplace pensions is occupying a large part of our time at the moment. Over the next five years 180,000 employers will need to put in place pension schemes for…

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Debunking the Myths of Retirement Dates

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Much has been written over the past twelve months about improving the awareness of consumers when it comes to drawing pension benefits. The focus has been on ensuring that consumers understand their options with regard to shopping around for the best annuity rate and not just signing up for life to the pension offered by their existing provider. We think there is another myth to debunk though in terms of…

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